Lending that’s anything but beige.
Most lenders look, sound and move exactly the same. We don’t. LMS Capital Partners finds the right financing for homes, construction, commercial real estate and businesses, with timely answers and personal attention. Because every client deserves more than an automated response.
Loans with a little more polish
From your first home to your next commercial deal, there’s a program for it. Pick a loan type to see how it works.
Program limits are general guidelines and vary by lender, property and borrower profile. All loans are subject to approval.
Run the numbers in seconds
Adjust the numbers for an instant estimate of your full monthly payment: principal, interest, property taxes, homeowners insurance and HOA dues.
The number is only the beginning.
Once you land on a payment you’re comfortable with, the next step is a pre-qualification letter, the document sellers want to see before they take your offer seriously.
- Pre-qualification in 24 hours, often the same day
- Questions answered 24/7, straight from Lina
- Every program under one roof: Conventional, Jumbo, FHA, Alt Doc, Private Money, Commercial and SBA
Estimates are for information only and assume a fixed-rate loan. Actual rates and payments depend on credit, property and program. This is not a commitment to lend.
Three steps. No mystery.
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01
Tell us about the deal
Share the property, purchase price, plans and timeline in a short application.
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02
Get your terms in writing
We review it and send clear terms: rate, fees and loan amount. No fine-print surprises.
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03
Close and get funded
Sign, close with your title company, and get funded on schedule.
Different on purpose
Lina Mikayelyan founded LMS Capital Partners in 2022, after nearly two decades in banking and lending. She started out managing one of Wells Fargo’s largest branches in Beverly Hills, then led Chase Private Client relationships in West Los Angeles, overseeing about $200 million for high-net-worth and business clients. From there, she spent six years as a Vice President originating SBA 7(a) and 504 loans, consistently ranking among the top producers.
Today she brings all of it under one roof: residential, commercial and SBA financing, pre-underwritten before it ever reaches a lender, then placed with the bank, credit union or private lender that fits your deal best. And she works with clients in English, Armenian and Russian.
When you call LMS Capital Partners, the person on the line is Lina Mikayelyan, the broker actually handling your loan. No call center, no voicemail maze, no one taking a message to pass along. Day or night, you get real answers from someone who knows your file.
She’s a snowboarder and a self-confessed adrenaline junkie, and she brings that same energy to every deal: fearless, fast and all in.
“You come in as a client. You leave as family.”
— Lina Mikayelyan, BrokerLina also invests in and builds real estate herself, so she knows timelines, contractors and the numbers that make a deal work. She reviews every deal before it goes to a lender and manages each transaction personally, from first conversation to closing.
- Fast answers, straight from Lina
- Clear terms, every rate and fee in writing
- Your broker answers, from first call to closing
Clients who became family
Don’t just take our word for it. Here’s what working with Lina is really like.
“What started as a business relationship turned into a relationship built on trust. Lina genuinely cares about her clients and goes above and beyond long after the transaction is over. I know I can count on her for honest advice, personal attention, and guidance whenever I need it.”
“When I was going through a difficult financial situation, selling my home seemed like my only option. Lina took the time to understand my circumstances and explore alternatives. She cared enough to look for another solution instead of simply letting me walk away from my home. That level of commitment is rare.”
“I was on the verge of losing my escrow deposit because my financing was falling apart. Other lenders couldn’t get the deal done, and time was running out. Lina stepped in at the last minute, found a way to make it work, and helped me close. I honestly don’t know what would have happened without her.”
Let’s talk about your deal.
We’re available 24/7. Call, text or email anytime, or send the details here and we’ll get right back to you.